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Legal & Consumer Information

Disclosures

Clear information about this website and its current limitations.

Starter notice — business and legal review required.

These details are not final compliance approval. Business-specific terms must be verified before live enrollment or data collection.

Results and limitations

Results vary by individual credit profile. No deletion, score increase, loan approval, rate, or completion date is guaranteed. Accurate and timely negative information generally cannot be removed simply because it negatively affects a score.

Your right to act yourself

You may dispute credit report errors directly with credit bureaus and furnishers without paying a credit repair company. Visit the CFPB for dispute instructions and AnnualCreditReport.com to request reports.

Independent identity

Choice Credit Repair is not a credit bureau, lender, or government agency. No affiliation or endorsement by Equifax, Experian, TransUnion, or CreditRepair.com is claimed.

Availability and representation

Unconfirmed support areas are described for information only. No verified prices, testimonials, customer counts, or results have been supplied, so none are represented here. The hero photograph is illustrative and does not portray a verified customer testimonial.

Consumer protections

Before entering a paid credit repair agreement, review the written services, costs, required notices, and cancellation rights. The FTC explains federal protections, including restrictions on advance fees and a three-day right to cancel. State rules may also apply. Obtain appropriate legal guidance for the actual business model.

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